We raised $10M from Insight Partners

Revolutionising securitisation with AI faster, smarter, leaner 

The value we deliver

Tranchify unlocks the full potential of securitisation and ABF. We cut through complexity, cost and resources so institutions can focus on what matters most: closing more deals, with greater speed, high quality, and confidence.

Expanding market access

By lowering barriers to entry, we open direct access to the securitisation markets for non-bank lenders, fintechs, and direct lenders — providing them with an industry-grade solution once reserved for the largest players.

A market ready for change

Ready to execute your next deal smarter?

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THE TRANCHIFY PLATFORM

Draft smarter with AI

Tranchify combines a proprietary decisioning framework with a state-of-the-art AI engine to assemble tailored, legally robust documentation based on our partnership with renowned law firms. Each document reflects the client’s structure, preferences, and jurisdiction.The process materially streamlines drafting while ensuring legal counsel remains involved to focus on the high-value aspects that truly matter and validate the final result.

AI-Powered Legal Drafting
Real precedents backing legal model
Dynamic questionnaire
Auto-assembly of termsheet
Auto-assembly of 500+ page legal docs
AI-assisted redlines & alternative clauses
Persistent legal memory (My Playbook)
Document quality checks (DocSentinel)

Collaborate seamlessly

The platform provides a single, auditable workspace where originators, arrangers, investors, advisors, servicers, service providers and their legal counsels can negotiate and execute transactions in real time. Smart integrations and AI-assisted tools enable faster reviews, transparent versioning, and compliance-ready outputs — transforming execution from fragmented exchanges into a seamless digital process.

Collaborative Workflows
Single, auditable transaction workspace
Multi-party access
Inline review & commenting tools
Real-time notifications and task tracking
Secure data room for all deal docs
Role-based permissions (drafter vs reviewer)

A trusted execution network

Tranchify connects all required service providers into one environment, eliminating manual onboarding and duplicated effort.

The platform integrates:

  • Corporate Service Providers 
  • Trustees 
  • Account Banks and Cash Managers 
  • Facility and Security Trustees 
  • Registrars, Reporting Agents, Listing Agents, and Settlement Agent

This trusted network ensures every party required for a securitisation is coordinated efficiently, reducing cost and time while increasing certainty of execution.

Integrated Network
Standalone and multi-compartment SPVs
Onboarding of all service providers
Pre-negotiated service provider terms
Account bank opening
ISIN setup
Listing

Draft smarter with AI

Tranchify combines a proprietary decisioning framework with a state-of-the-art AI engine to assemble tailored, legally robust documentation based on our partnership with renowned law firms. Each document reflects the client’s structure, preferences, and jurisdiction.The process materially streamlines drafting while ensuring legal counsel remains involved to focus on the high-value aspects that truly matter and validate the final result.

AI-Powered Legal Drafting
Real precedents backing legal model
Dynamic questionnaire
Auto-assembly of termsheet
Auto-assembly of 500+ page legal docs
AI-assisted redlines & alternative clauses
Persistent legal memory (My Playbook)
Document quality checks (DocSentinel)

Collaborate seamlessly

The platform provides a single, auditable workspace where originators, arrangers, investors, advisors, servicers, service providers and their legal counsels can negotiate and execute transactions in real time. Smart integrations and AI-assisted tools enable faster reviews, transparent versioning, and compliance-ready outputs — transforming execution from fragmented exchanges into a seamless digital process.

Collaborative Workflows
Single, auditable transaction workspace
Multi-party access
Inline review & commenting tools
Real-time notifications and task tracking
Secure data room for all deal docs
Role-based permissions (drafter vs reviewer)

A trusted execution network

Tranchify connects all required service providers into one environment, eliminating manual onboarding and duplicated effort.

The platform integrates:

  • Corporate Service Providers 
  • Trustees 
  • Account Banks and Cash Managers 
  • Facility and Security Trustees 
  • Registrars, Reporting Agents, Listing Agents, and Settlement Agent

This trusted network ensures every party required for a securitisation is coordinated efficiently, reducing cost and time while increasing certainty of execution.

Integrated Network
Standalone and multi-compartment SPVs
Onboarding of all service providers
Pre-negotiated service provider terms
Account bank opening
ISIN setup
Listing

THE TRANCHIFY EFFECT

Lightning-fast drafting and negotiation. Lower execution risk. Our clients can make smarter use of their team’s time and resources — closing three trades in the time it used to take to complete one.

THE PRODUCT

Legal Document

LEGAL DOCUMENT DRAFTING

AI-Enhanced

AI-ENHANCED REVIEW WORKFLOWS

Network Service

THIRD-PARTY SERVICE NETWORK

WHY USE TRANCHIFY NOW

Lightning-fast drafting and negotiation. Lower execution risk. Our clients can make smarter use of their team’s time and resources — closing three trades in the time it used to take to complete one.

Banking sector under growing compliance pressure

AI Revolution

value proposition endorsed by regulators

Rapid growth of private credit & fintech

FREQUENTLY ASKED QUESTIONS

What does Tranchify actually do?

Tranchify is a software-as-a-service platform that offers a groundbreaking AI-powered platform designed to transform the execution of securitisation transactions and structured-finance transactions. At its core, the platform combines intelligent legal drafting, guided negotiation, and third-party orchestration within a streamlined digital workflow. Users complete a structured questionnaire to generate a term sheet, from which transaction documents are automatically assembled. These documents can be reviewed and negotiated on the platform using AI-enhanced tools. Tranchify also automates workflows with all service providers. By reducing friction and complexity, Tranchify opens securitisation markets to smaller originators, fintechs, and non-bank lenders.

Who can access Tranchify?

All parties typically involved in a securitisation can be onboarded to the platform. This includes originators, sellers, investors, arrangers, their legal counsel, trustees, account banks, corporate service providers, agents and other professional firms. Access is granted as a Client, Service Provider or Guest Company depending on the party’s role in the transaction.

Does Tranchify provide financial or legal advice?

No. Tranchify does not provide financial or legal advice. It only provides the infrastructure, the tool kits and workflows for parties involved in transactions to conduct their current financial duties in a more efficient way. Any documents or outputs generated through the system must be reviewed and validated by the user or their legal counsel before reliance or use. Consequently, their regulatory obligations are not altered by the use of the Tranchify platform.

How does Tranchify handle confidentiality?

All documents, data and materials uploaded or generated within a transaction workspace are treated as confidential. Access is strictly limited to the specific organisations and users invited into that transaction. Information is shared only where necessary to enable drafting, review, negotiation or execution. Nothing is visible to anyone outside the transaction. All users remain bound by confidentiality obligations, and the platform enforces access controls, user-level permissions and secure authentication to ensure that confidential information is never exposed beyond authorised participants.

What access rights does each participant have?

Access depends on the role of the organisation. Clients have full control of the transaction workspace and can invite other parties. Each organisation manages its own Authorised Users, and permissions are enforced at user level to ensure every participant sees only what their role requires.

Is my data secure?

Yes. Data is protected through encryption, access controls, MFA, secure hosting in the UK/EU and defined retention policies. Access to data is restricted to authorised users only. All measures follow industry-standard security practices designed to prevent unauthorised access, alteration or loss.

How does Tranchify use AI?

AI features operate entirely within controlled, ring-fenced environments managed by Tranchify. User content and documents never leave this environment and are never sent to public AI endpoints. They are not shared externally in any form. Tranchify does not use user Content or deal documents to train, fine-tune or adapt any AI model. AI outputs are generated solely for the user’s transaction and remain contained within the platform.

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